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Healthypets.com makes shopping completely safe. If unauthorized charges are made to your credit card as a result of shopping at Healthypets.com, you will pay nothing. Under the Fair Credit Billing Act, you can only be held liable for up to $50.00 of fraudulent charges. If your bank charges you any of this $50.00, Healthypets.com will pay it for you. Of course, our secure software technologies encrypt all of your personal information so that the chances of credit card fraud occurring are next to nothing.